Track easier,
refinance smarter
Stay on top of changing interest rates through a personalized alert system.
No commitment, just clarity
We calculate your personalized key benchmarks to make refinancing profitable.
Real-time monitoring
We track national and regional rates to alert you instantly.
Savings on your schedule
We provide total savings, new monthly payment, and breakeven timeline before you contact a lender.
Why should I refinance my mortgage?
Refinancing your mortgage at the right time can help you achieve your goals and save money along the way.
Lower interest rate
Even a small drop in rates can help you save on monthly payments and total costs.
Change loan terms
Shorten your term to pay less total interest or lengthen your term to lower monthly payments.
Convert loan type
Adjustable-rate or a fixed-rate mortgage, you can switch to the other to maximize your savings.
Access home equity
Refinancing can consolidate debt into lower-interest monthly payment.
Why should I use Should I Refinance Yet?
Weekly mortgage insights: Stay ahead with analysis tailored to your loan.
Personalized savings alerts: Hear first when refinancing can cut your costs.
Refinancing calculator: Model payment scenarios and see your potential savings instantly.
Amortization schedule: Understand your payoff timeline and how quickly equity grows.
Unlimited email updates: Choose from daily, weekly, monthly, or quarterly summaries without ever reaching a paywall.
Privacy: We do not sell your mortgage or financial data to third-party vendors.
Refinancing doesn't have to be difficult.
Sign up for free personalized refinance tracking