Logo
Home

Interest Rates

Get personalized alerts

Blog

Learn more

Insights on refinancing, mortgages, and home loans.

Latest stories
Can You Refinance with Less Than 20% Equity? Here’s What You Need to Know
3 mins to read - 08/02/2024

Learn about your refinancing options even with less than 20% equity, including FHA Streamline, VA IRRRL, and more.

Reverse Mortgage vs Refinance: Understanding the Differences
4 mins to read - 07/27/2024

Explore the differences between reverse mortgages and traditional refinancing to determine which option is best for your financial needs.

Unlocking Savings: Understanding Mortgage Refinance Quotes
4 mins to read - 07/26/2024

Learn how to unlock savings by understanding mortgage refinance quotes, comparing offers, and securing the best deal for your financial future.

How Much Does It Cost to Refinance a Reverse Mortgage?
3 mins to read - 07/26/2024

Discover the costs involved in refinancing a reverse mortgage, including fees, insurance premiums, and potential benefits.

How to Determine the Best Time to Refinance Your Mortgage
6 mins to read - 07/08/2024

An informative guide on identifying the ideal time to refinance your mortgage, considering factors such as interest rates, personal financial situation, and market conditions.

Understanding the Impact of Credit Scores on Refinancing Options
2 mins to read - 07/08/2024

Explore how your credit score affects refinancing rates and learn tips to improve your score for better mortgage terms.

Unlock Home Improvement Potential: How Refinancing Can Help
4 mins to read - 06/04/2024

Learn how refinancing for home improvement can provide funds, lower interest rates, and increase your home's value. Explore benefits, considerations, and steps here.

Demystifying Amortization Schedules: Your Path to Smarter Loan Management
4 mins to read - 05/22/2024

Learn how amortization schedules work and why they matter. Discover tips for managing loans effectively, saving on interest, and planning your financial future.

How to Convert an ARM Mortgage to a Fixed-Rate Mortgage
3 mins to read - 05/20/2024

Learn the benefits and process of converting an adjustable-rate mortgage (ARM) to a fixed-rate mortgage. Understand key considerations and steps involved.

The Comprehensive Guide to Jumbo Loan Refinancing in 2024
3 mins to read - 05/17/2024

Explore the key aspects of refinancing jumbo loans in 2024, including market trends, eligibility criteria, and strategic refinancing options.

The Complete Guide to USDA Refinance Options in 2024
2 mins to read - 05/16/2024

Learn about the USDA refinance options available in 2024, including streamlined assist, standard streamline, and non-streamline refinance, to enhance your financial flexibility.

Comprehensive Guide to VA Refinance Options in 2024
3 mins to read - 05/15/2024

Explore the VA refinancing options available in 2024, including the streamlined IRRRL and Cash-Out Refinance, to better manage your mortgage and financial goals.

The Complete 2024 Guide to FHA Refinancing
4 mins to read - 05/14/2024

Unlock the benefits of FHA refinancing in 2024 with our comprehensive guide. Understand eligibility, process, and benefits to make informed decisions.

Cut Your Monthly Costs: Top Ways to Reduce Mortgage Payments
3 mins to read - 05/13/2024

Explore proven strategies to lower your monthly mortgage payments including refinancing options, additional payments, and loan term adjustments.

Save Big on Your Mortgage: Effective Interest Reduction Strategies
4 mins to read - 05/12/2024

Learn how to save money on mortgage interest with our top strategies, including refinancing, additional payments, and loan term adjustments.

Refinancing for Rental Properties: Tips and Strategies
3 mins to read - 05/08/2024

Maximize your investment returns and manage costs effectively by mastering the refinancing process for rental properties.

Refinancing Myths Debunked: What You Really Need to Know
3 mins to read - 05/02/2024

Uncover the truth behind common refinancing myths to make informed decisions about your mortgage options.

Comparative Analysis: Refinancing vs. Home Equity Loan
4 mins to read - 05/02/2024

Explore the differences between refinancing and taking out a home equity loan to determine which financial strategy best suits your needs.

The Pros and Cons of Refinancing with a Co-Borrower
3 mins to read - 04/30/2024

Uncover the pros and cons of adding a co-borrower when refinancing your mortgage. Learn how it affects loan terms, interest rates, and more.

How to Prepare Your Credit for Refinancing
3 mins to read - 04/29/2024

Maximize your refinancing benefits by boosting your credit score with these essential preparation steps.

Innovative Refinancing Options in 2024: What’s New and What’s Beneficial
3 mins to read - 04/29/2024

Explore 2024’s Top Refinancing Options: Save Money, Go Green, and More

Switching from Adjustable-Rate to Fixed-Rate Mortgage: A Path to Financial Stability
3 mins to read - 04/07/2024

Discover the benefits and stability of switching to a fixed-rate mortgage for predictable financial planning.

Navigating Home Equity: Reverse Mortgages vs. Cash-Out Refinancing
3 mins to read - 03/28/2024

Unpack the pros and cons of reverse mortgages and cash-out refinancing to make an informed decision that aligns with your financial goals.

Cash-Out Refinancing vs. Home Equity Loans: Which Is Better?
3 mins to read - 03/10/2024

Explore the key differences between cash-out refinancing and home equity loans to decide the best way to leverage your home’s equity.

Unlocking Better Terms: A Guide to Expert Refinancing Negotiations
3 mins to read - 03/10/2024

Master refinancing with our expert strategies and real-life success stories, ensuring you secure the best loan terms.

The Costs of Refinancing a Mortgage: What Homeowners Need to Know
3 mins to read - 01/15/2024

Uncover the essential costs of mortgage refinancing and learn smart ways to save in this concise guide.

How to Refinance a Seller Financed Mortgage: A Comprehensive Guide
3 mins to read - 12/08/2023

Your guide to refinancing seller financed mortgages: key steps, benefits, and securing the best loan terms.

Finding the Right Lender for Your Mortgage Refinance
3 mins to read - 11/04/2023

Empower Your Mortgage Refinance Decision with Lender and Rate Insights

Refinancing and Your Taxes: What You Should Consider
3 mins to read - 11/02/2023

Navigating the Tax Implications of Mortgage Refinancing for a Smoother Financial Journey

The Role of Appraisals in the Mortgage Refinancing Process
4 mins to read - 10/30/2023

Refinancing your mortgage can be a strategic financial move to lower interest rates, reduce monthly payments, or change the terms of your…

Unpacking the Pros and Cons of Cash-Out Refinancing
4 mins to read - 10/26/2023

Unlocking Your Home’s Potential: The Comprehensive Guide to Cash-Out Refinancing

Choosing the Right Path to Homeownership: Fixed Rate vs ARM Mortgages
4 mins to read - 10/19/2023

Unlocking Homeownership: Choosing Between Stability and Flexibility in Mortgages

Is Recasting a Mortgage Better Than Refinancing?
4 mins to read - 09/01/2023

Unlocking Mortgage Savings: Recasting vs. Refinancing — Making Smarter Financial Choices

Demystifying Private Mortgage Insurance: Why do we need it and how do we get rid of it?
6 mins to read - 08/25/2023

Whether you’re in the process of buying a house or have already made the leap, it’s important to understand the ins and outs of Private…

The Impact of Federal Reserve Policies on Refinancing Rates
3 mins to read - Invalid Date

Learn how Federal Reserve policies affect mortgage refinancing rates and what it means for your home loan strategy.

What loan term should you choose for refinancing?
4 mins to read - 03/18/2023

As you consider refinancing your mortgage, one of the key questions you need to answer is: which loan term should you choose?

I am halfway through my mortgage — should I refinance?
3 mins to read - 03/18/2023

Your friends are talking about changes in the mortgage world. Interest rate is increasing, again. Possible recession is coming. They saved…

How do I know if refinancing makes financial sense?
5 mins to read - 03/18/2023

As you start thinking about refinancing, you need to understand the following two concepts in order to make a financially sensible…

10 Common Refinance Questions
7 mins to read - 03/07/2023

Let’s answer some of the common questions you might have about refinancing.


Logo
Home

© Should I Refinance Yet 2023. All rights reserved

When you visit or interact with our sites, services or tools, we or our authorized service providers may use cookies for storing information to help provide you with a better, faster and safer experience and for marketing purposes.